Apply online with MyInfo
With just a few clicks, you can obtain a pre-approved car loan from GB Helios within 1 minute. You will receive an email notifying you of the maximum loan amount and estimated monthly instalments.
Purchase your car
After buying your car, you may proceed online to accept the pre-approved car loan. You will be requested to submit the vehicle details, confirm the loan offer and upload certain documents, e.g. vehicle sales agreement, income documents etc.
Collect your car
You will need to submit a signed copy of the hire purchase agreement and provide proof of payment of the first instalment to GB Helios. We will proceed to disburse the approved loan amount to the dealer, which will register your car and liaise with you for delivery.
- Pre-approved car loan is currently available for passenger cars only.
- GB Helios reserves the right to vary the Terms and Conditions of, suspend or terminate this program without any prior notice or liability to any party.
- Contact us via firstname.lastname@example.org if you have any questions, and we will respond to you by the next business day.
- Age: 30 to 69 years old
- Residential status: Singapore Citizens or PRs
Fees & Charges
- Interest rate of 18% per annum on overdue amount
- Late payment charge: $80 per overdue instalment
- Early settlement fee: 1.5% of the approved loan amount
- Interest rebate clawback: 20% on interest rebate (rule 78 computation)
- Subject to 1 month notice period or interest in lieu; outstanding overdue fees and charges apply in addition to the balance payable