Step 1

Apply online with MyInfo

With just a few clicks, you can obtain a pre-approved car loan from GB Helios within 1 minute. You will receive an email notifying you of the maximum loan amount and estimated monthly instalments.

Step 2

Purchase your car

After buying your car, you may proceed online to accept the pre-approved car loan. You will be requested to submit the vehicle details, confirm the loan offer and upload certain documents, e.g. vehicle sales agreement, income documents etc.

Step 3

Collect your car

You will need to submit a signed copy of the hire purchase agreement and provide proof of payment of the first instalment to GB Helios. We will proceed to disburse the approved loan amount to the dealer, which will register your car and liaise with you for delivery.

Additional Information

  • Pre-approved car loan is currently available for passenger cars only.
  • GB Helios reserves the right to vary the Terms and Conditions of, suspend or terminate this program without any prior notice or liability to any party.
  • Contact us via if you have any questions, and we will respond to you by the next business day.


  • Age: 30 to 69 years old
  • Residential status: Singapore Citizens or PRs

Fees & Charges

  • Overdue Instalments
    • Interest rate of 18% per annum on overdue amount
    • Late payment charge: $80 per overdue instalment
  • Early settlement
    • Early settlement fee: 1.5% of the approved loan amount
    • Interest rebate clawback: 20% on interest rebate (rule 78 computation)
    • Subject to 1 month notice period or interest in lieu; outstanding overdue fees and charges apply in addition to the balance payable